PREM FIN CASE: NJ Couple Age 54
[two_columns_66_33] [column1] Premium Financing Case Study: NJ Couple Both Age 54 Net Worth: 5 M Combined Annual Income: $600K Initial Death Benefit: 10 M each, 20M combined Premium Financing Simple interest rate: 2.75% fixed for 7 years (as of July 6, 2020, this rate is updated daily) Option to renew after 7 years Pay off […]
Perfect Gift for Valentine’s Day
Valentine’s Day is right around the corner. Do you get your lovely wife a necklace, overpriced red roses, or fancy chocolates (which she will eat, but then wish she hadn’t—or is that just me?) How about the perfect “I Love You” gift? By the time Valentine’s Day comes around, we are over it. We’ve been […]
PREM FIN CASE: FOREIGN NATIONAL AGE 53
[two_columns_66_33] [column1] Help Your Global Clients Leave a Legacy with U.S. Life Insurance MEET RONALDO Age 53, Brazilian citizen, U.S. investor CEO of an international bank Annual salary of $5 million Net worth of $27 million $3.5 million property in Miami Beach and large U.S. brokerage accounts Ronaldo, like many […]
EVALUATING RISKS | ASSET & COST OF BORROWING
[two_columns_66_33] [column1] Take Comfort in Understanding Your Strategy When deciding whether a financed insurance solution is right for you, it is important to understand how the strategy performs in various market conditions. No one knows what will happen in the future but looking at the past uncovers some common patterns we can use to our benefit […]
AMERICANS’ GREATEST FINANCIAL FEARS
[two_columns_66_33] [column1] Americans’ Greatest Financial Fears Financial Emergency Most Americans save in order to have enough money in case something unexpected happens and they need a large sum of cash. Because of this, they prepare by avoiding investing too much at one time. Kai-Zen is designed to not only make the most of your money, but also […]
RETAIN, PROTECT & SAVE
[two_columns_66_33] [column1] Retain Key Employees, Protect Your Business, and Save Money: Common Problems Companies Face Today: Recruiting and retaining key employees is of extreme importance to most businesses. Likewise, having proactive plans that deal with the partner, owner, co-founder or family buy-outs are equally critical. The problem is that people leave for a host of […]
what if you outlive your retirement income?
There is a new product on the market – life insurance you don’t have to die to use, that can help protect your retirement assets and provide an income stream to you while you are LIVING. What I’m talking about isn’t the same life insurance your grandparents had. Life insurance with living benefits can radically […]
YOUR BUSINESS SUCESSION STRESS TEST
YOUR BUSINESS SUCESSION STRESS TEST The business succession decisions you make today will impact how your business, your co-owners and your families will move forward following an event such as death, disability, resignation or retirement. Structure of the Buy Sell Arrangement 1. Do you have an agreement in writing? 2. Does your agreement require the […]
TAX-FREE RETIREMENT STRATEGY
Tax-Free Retirement Strategy: Using Permanent Life Insurance Permanent Life Insurance Provides: • Income Tax-Free Death Benefit • Tax-deferred build-up of cash value • Potential for Tax-free retirement income Self-completing In the event of a premature death, the income tax-free death benefit would help fund your spouses retirement goals. [fve]https://www.youtube.com/watch?v=TVm87Y27BZM[/fve] Access to funds in the […]
who needs checkup?
It is common knowledge that life changes. However, what may not be common knowledge is the need to have your life insurance reviewed on a regular basis. Even subtle changes in your personal life could have a dramatic impact on the results you expected when you first put your life insurance policy into force. Moreover, […]
