PREM FIN CASE: NJ Couple Age 54
[two_columns_66_33] [column1] Premium Financing Case Study: NJ Couple Both Age 54 Net Worth: 5 M Combined Annual Income: $600K Initial Death Benefit: 10 M each, 20M combined Premium Financing Simple interest rate: 2.75% fixed for 7 years (as of July 6, 2020, this rate is updated daily) Option to renew after 7 years Pay off […]
Perfect Gift for Valentine’s Day
Valentine’s Day is right around the corner. Do you get your lovely wife a necklace, overpriced red roses, or fancy chocolates (which she will eat, but then wish she hadn’t—or is that just me?) How about the perfect “I Love You” gift? By the time Valentine’s Day comes around, we are over it. We’ve been […]
what if you outlive your retirement income?
There is a new product on the market – life insurance you don’t have to die to use, that can help protect your retirement assets and provide an income stream to you while you are LIVING. What I’m talking about isn’t the same life insurance your grandparents had. Life insurance with living benefits can radically […]
Maximize Your Pension with Life Insurance
Maximize Your Pension with Life Insurance How Death Benefit Protection Can Help You Get the Most Out of Your Pension Benefits How does it work? Here is how life insurance can be used to maximize pension benefits. 1. The participant in the defined benefit pension plan purchases a life insurance policy to replace lost income after the participant […]
A Private College May Cost Less than You Think
Don’t let the “list price” of tuition scare you away from considering a private college education! Attending a private college may actually not cost any more – or much more – than a state school! Your family wouldn’t buy a house based solely on list price. Your family wouldn’t buy a car based just on […]
Long Term Care
Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for retirement, when rioritizing financial needs. Unfortunately, many Americans do not want to think about needing long term care and, therefore, fail to plan for it. Others wrongly assume […]
How Disability Insurance Differs From Health Insurance
When faced with the option of whether to purchase disability insurance, many consumers say no without fully understanding the consequences of their decision. The major reason why so few people opt for a smart amount of disability insurance is that disability insurance policies are not as widely held or as commonly discussed as life or […]
Are You Planning An Early Retirement?
Are You Planning An Early Retirement? Is your 62nd birthday approaches, the dream of early retirement may be a possibility. From that day on, you may qualify for Social Security retirement benefits. But as attractive as monthly checks may be, seriously consider your financial position to be sure you can afford to walk away from […]
Tuition Rewards Fast Facts
Tuition Rewards Fast Facts Simply purchase a qualified life insurance policy and start earning points immediately There is no cost for a family to enrol Grandparents, aunts, uncles or other family members can be account holders. Account holders can “sponsor” many students. Students can receive points from multiple sponsors (parents, grandparents, uncles). Only private colleges […]
Tuition Rewards – How They Work
What are Tuition Reward Points? SAGE Tuition Rewards is a unique private college savings program. Tuition Reward Points are like frequent flyer miles – but for college tuition! Tuition Rewards are discounts off tuition at participating private colleges and universities. The Tuition Reward Points represent theminimum scholarship that an eligible student will receive if and […]
