Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for retirement, when rioritizing financial needs. Unfortunately, many Americans do not want to think about needing long term care…
When faced with the option of whether to purchase disability insurance, many consumers say no without fully understanding the consequences of their decision. The major reason why so few people opt for a smart amount of disability insurance is that disability insurance policies are not…
If you and your loved ones depend on your salary for support, then you probably need long term disability income insurance. Think about it: if you were to become disabled, even for a few months, how would you and your family manage? Who would pay…
