[fve]https://www.youtube.com/watch?v=16Kn1A5ggjo[/fve]
WITH A KAI-ZEN PLAN, THERE ARE NO LOAN DOCUMENTS TO SIGN, OR OBLIGATIONS OUTSIDE OF THE POLICY!
A Kai-Zen Plan is jointly funded by you and by bank financing. This bank financing provides approximately 60-75% of the total contribution to the plan which reduces costs and increases benefits far beyond what your contributions alone might achieve.
As a Kai-Zen Plan participant, you will own a segregated trust containing your Kai-Zen policy. You make a contribution to this trust. Trusts are then bundled (but NOT co-mingled) to leverage optimal loan pricing. The contribution and the trust policy are the sole and only collateral for the Kai-Zen Plan financing. There are no loan documents.
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