WITH A KAI-ZEN PLAN, THERE ARE NO LOAN DOCUMENTS TO SIGN, OR OBLIGATIONS OUTSIDE OF THE POLICY!
A Kai-Zen Plan is jointly funded by you and by bank financing. This bank financing provides approximately 60-75% of the total contribution to the plan which reduces costs and increases benefits far beyond what your contributions alone might achieve.
As a Kai-Zen Plan participant, you will own a segregated trust containing your Kai-Zen policy. You make a contribution to this trust. Trusts are then bundled (but NOT co-mingled) to leverage optimal loan pricing. The contribution and the trust policy are the sole and only collateral for the Kai-Zen Plan financing. There are no loan documents.
Valentine’s Day is right around the corner. Do you get your lovely wife a necklace,…